Enough already! Time to get on with it!

OK! I know it's been two and a half years since the earthquake sequence started to shake us all to shreds here in Canterbury.
And I know we should already be at least demolished and under construction!
But there are issues!
LOTS of them. 
When the first quake hit in September 2010, and I had seen the damage, I knew we would be repaired and back to normal within a year. Then we got hammered by the February 2011 earthquake. My faith took a bit of a hammering. 
My immediate reaction after escaping the house was to do a quick recce around the building. The moment I stepped off the shattered ruin of the steps towards the side of the house I knew.
My heart sank. There before me was a gap. A large gap. The entire building had moved towards the west. It had moved 75mm.
I could see the crumbled ruins of shattered stone piles. I could see the splinters of crushed and smashed bearers and joists. I could see the crazy paving nightmare of shattered stucco.
I continued my journey around the house. When I got the the South East corner, I really really knew!
The 75mm movement was the only westerly aspect of the movement. The whole thing had also headed north. She was 150mm Northwest of where she should have been. The Aluminium sliding door was twisted, it was partially off its track and it had the most grotesque curvature to the tempered glass in the frame. The first piles were exposed. The small lean-to housing the linen & hot water cylinder closet had somehow been anchored and had stayed put, but the rest of the house had headed of towards the street. The house was torn, ripped and twisted.
I knew.
Then came the June 13th event. Another 120mm.
Then came the December 23rd event. Even more.
Add to those significant migrations all of the numerous little bumps jumps and general jiggles and she has migrated a total of 370mm.
The damned lean to is still anchored. The gaps get bigger, the twisting gets worse. All joints are weakened and mutilated. Shake after shake after shake just adds more incremental damage.
The house is Munted.
Intitially I thought give it a year to 18 months and we'll be rebuilt and moving on. But the severity of damage accross the city, just put us in a very long queue.
The ridiculous complexity of New Zealands insurance industry have sent us through 18 separate assessments. There are Quantity Surveyors for the floor, Quantity Surveys for an identical replacement, Assessments for fences. The assessments are done for both the EQC and again for the insurer.
Then there are disputes between assessments carried out at different times. How in hell does a house miraculously end up with less damage after another major shake than it had before hand? Did it jump back on its piles? Did the cracks mysteriously fill in? Did the snapped bearers splice themselves back together? NO! so wtf??
Then we dispute the findings of the insurer. Conflict needs resolving.
Disputes between assessments carried out by the different players just add to the headache. More assessments, more meetings between Insurer and EQC. Conflict resolution is a headache.
There are disputes about apportionment of damage. Who owes what for which event? Which event wrote off the house? How much damage was caused by those that didn't write off the house?
The overabundance of aftershocks serves only to add to the confusion, increasing the need for more assessments and more dispute resolution.
We are still awaiting confirmation of acceptance of final apportionment & allocation between insurers.
So no, in reality we are still not ready to get on with it.
But enough already! Winter is coming.
AGAIN! 
It is cold in a house with 370mm wide gaps in the floor!
We have had four major snow events in a house that can barely hold itself up, let alone hold up the wight of the snow. The huge cracks and gaps are being sealed with old carpets, sheets of plastic and ply-board panels as a stop gap measure to temporarily insulate.
The cats set the whole place wobbling just by running through the house as soon as they hear the sound of cat biscuits shaking in the tub.
Is it the wind? a passing truck? a nearby train? an earthquake? No! its the cat freaking me out.
AGAIN!
So the time has come. Sod the insurers. Sod the governments manipulative interference in all aspects of life in this city. Sod the endless waiting!
It is time to rebuild.
Dammit!
Step 1: Finalise the building plans. Get a set of building quotes.